Sunday Church, Questionable Lunch, and D&D

Sunday starts with me rising around 7ish and finding a cup of wake-up, Mexican-grown, locally roasted, and ground. I seem to be rushed every morning now, despite being retired for more than a year. I have no time to reflect and write with focus, enabling me to finish the blog before I have to head to church. But again, I forgot that church is at 11 and not 10:30, and thus some of the rush was well more rushed than needed. Grammarly mixes and matches my text here and there, and I find myself using the back arrow to undo the changes more often than I should. I do reread most of the next and make changes.

I bring my large (and expensive) prints of the images of the finished work of the church refresh work. I tape them on the walls along with the schedule. I have extra copies and share them also, and later, after church, explain a few changes. The main realization is that the entrance way may be closed, and the only access to the sanctuary on Sundays may be through the side doors. A consequence of redoing the entranceway is that it will be unavailable for a few weeks. While it is obvious, I can see, like many things in life, that when the events arrive, we are still surprised by them.

The music was uplifting, and we were clapping and even dancing to Eric K’s solo of the spiritual Wade Into The Waters (here is a version on YouTube). We were clapping for a song from the praise band, too. Pastor Ken listed a long list of scriptures, read notes from John Wesley connecting them to the Concept of Grace, and then covered the importance of accepting salvation and helping others, not just for salvation, but also to assist people. In the end, Ken said, despite our differing beliefs on means of salvation, we are here to help one another.

After church, a Harvest Festival was held in the parking lot next door. I had the lobster bisque soup from a food truck for lunch and later regretted it. I am not sure what was wrong, but I spent the late afternoon uncomfortable and resting. I did find a small item for Deborah’s birthday there. I am traveling to Michigan on Friday for Deborah’s birthday.

Back home, I try some peanut butter and toast, and that seems to help. I discovered that my peanut butter, which seems normal, is past its Best Use date by two years. I should replace that! It was still good.

I head to M@’s place for our twice-a-month Dungeons & Dragons game. We are playing the new 2024 version of D&D, and I am playing a sorcerer for the first time. It is an interesting class as the spell choices, while limited, are area effects and harsh single-target attacks, more like wizards. The subclass features I selected are Lovecraft-story-like powers, pile-on spells lifted from other classes, and I find it nearly as hard to run this class as the very endlessly deep wizard or cleric classes.

I rolled very low, managing to miss crucial social engagement checks despite playing a socially directed character, Carter, and getting 1, 2, 3 on a 20-sided die. Yikes! This creates some ridiculous moments, and even our rogue player, Betty, misses a roll when her thief slips up while trying to grab something. We managed a few essential dice rolls, and Betty, whose character was turned into a tree, made an important roll, and we were able to reverse the situation without serious consequences. It has been a low-combat and high-interaction game on Saturday evening. I will miss the next session while I am in Michigan.

M@ cooked burgers, and I felt better. I returned home, read, and had trouble sleeping all night. It might have been the coffee at M@’s or resting earlier. Monday arrived sooner than I had hoped!

Thanks for reading.

 

Saturday Paperwork and Games

I started Saturday morning around 7:30 and found the coffee waiting for me. I had cleaned up the kitchen and assembled the coffee before going to bed. Excellent. I could use the coffee. I was feeling well, but the go-juice was still most welcome. Mexican-grown and locally roasted and ground coffee in my brew. I often pause over the cup and ponder the state of my country. Tears can come, and then I smile and remember that we have survived many crazinesses before. We will get through this.

Fortified and smiling at the goofiness (what else can you call it now), I started to raid my memory of Friday. I began assembling a narrative while Grammarly attempted to reword it. I appreciate its spelling corrections and reminding me to use Oxford commas (something I resist, but do anyway), but other changes are often rejected. I find Fridays easy to recall, and soon, a few hours are gone, and a story is fitted into WordPress, beaten into submission by Grammarly. Now, my thoughts are tamed and mostly accurate (both in grammar and story), and released into the world. Often, I notice something mangled or missing a few hours later. Some days I do fix them.

The mail shows. My medications for the next 90 days have arrived. I suspect this is my last bunch, as my COBRA insurance ends with 2025, and I will soon enjoy the embrace of ObamaCare and Providence local insurance, for about 30% higher cost and with much less coverage. I will also purchase, if possible, dental and eye coverage (very basic) on my own. A new adventure for me until I turn 65, I am 61.

You can be pissed off that the USA insurance is a mess, or look at it as an overpriced adventure. I choose to (mostly) enjoy it and record here what happens. Most of these kinds of things are just how you react to something you cannot control. I try to surf the chaos.

At noonish, I reheat the beef and veggie terakki I made a few days ago and have it over a potato that I microwave instead of making rice. And while it was delicious, my tummy was unsettled, and I think the huge sugar hit from the potato was a mistake. Something to remember.

I watch more of this season of Wednesday as I am enjoying a rerun of it and find it much better the second time through. I recommend it, especially for a second watch.

I return to the office and invest hours creating a pro forma 2025 income and Schedule A to determine the tax impact of all my giving this year. Later, Richard reminded me that the kicker check (Oregon has a two-year budget, and if revenue from taxes exceeds a small percentage of the projected amount, the difference is returned to the filers instead of being used by the state government) is also this year. And while I had a limited income this year, I received two years’ worth of my salary back in 2024, for which I enjoyed heavy taxation. I need to include that in my final calculations (the amount of the kicker is declared in November of odd years, this year).

I checked all of Quicken’s transactions for the year. I often smiled as I reread the expenses for lovely trips and fun dinners. I laughed at the bar totals and enjoyed seeing all the airflights and hotels. It has been a kick of a year. A good investment, I think.

On the task, I am attempting to produce an amount of giving, taxes paid, and other tax deductions, versus my limited income in 2025. I will then work with US Bank Wealth Management to create a taxable event to offset all these credits, harvesting my donations for tax avoidance. I plan not to withdraw the money for personal use but to move it to a Roth IRA with US Bank. The money is parked for five years and then available for withdrawal without penalty. Earnings are pretax, like IRAs.

I figure I have enough money, barring events, for 2026 if I let the Treasuries expire in November. And while giving away money and matching the amount with withdrawals is less efficient than simply taking it as income, paying the tax, it is wonderful to give it away and helps those in need. One of the reasons I use US Bank Wealth Management is that they excel in this area.

You can do this in a self-managed IRA account, as many of my friends have, and assign the money to various low-cost indexes and funds. Balancing the risk with 30% bond-backed instruments to keep it ready for downturns in equities (or not). I instead pay a small fee to US Bank Wealth Management, and we have been learning a lot about bonds and tax avoidance while getting a good return after the expense. I am happy so far, but, as they say, you do you.

It took most of the afternoon, and I could not find one receipt for the donations, but I know I put it away, so I wouldn’t lose it (I donated the wreck of the Volvo and received a $5,000 credit for it). I have lost it. I can order another one if I cannot find it for my accountant. I use Cornerstone Tax in Hillsboro to do my taxes, and I need this in February 2026.

I will schedule a meeting with my bankers next week, or when I return from Michigan.

Deborah was busy much of the day, and we texted and talked only a few times. We are counting down to Friday!

Pausing for a moment in my narration, I would like to mention that Randy LaFountain passed away in Laingsburg, Michigan, last week. Although it is not my story to tell, I would be remiss if I did not share some information (here). The service will be held on Monday at the United Methodist Church, located off Crum Street in The Burg (Laingsburg). Deborah and I had lunch with him and his wife, Jeanne, on a recent visit. He worked for my dad years ago at Wild’s Furniture & Appliances, Inc. He will be missed.

Returning to my story, I assembled an early dinner by frying some bacon lardons in a pan. I steamed bok choy while I also boiled 1/3 of a box of pasta. I combined all of this, draining the pasta, and added the bacon, then cooked it for a while to dry it out a bit and let it settle. It was good (bacon always is), and I might have had a second bowl, reasoning the first one was small. This was a chance to use up some of my odds and ends.

I next took Air VW the Gray to Portland and crossed (slowly) through Beaverton, enjoying light traffic in Portland. There were no signs of violence or war, and I understand there is now an Emergency Naked Bike Ride being planned in response to the bad press and would-be invasion of Portland. I suspect they will circle ICE a few times. Footage, I suppose, that will not be on FOX News.

In other news from the Western Front, a Federal Judge ruled that the invasion was against the 10th Amendment (here) and was baseless. Not surprisingly, the Trump Administration has issued its own emergency declaration, likely not done in the nude. However, it may be naked in its aggression, as the appeal demands that the Supreme Court overturn the Trump-appointed judge’s ruling and allow the invasion to proceed due to the war in Portland. This will be via the so-called Shadow Docket. Bringing forward the idea that I may need to produce a supporting brief — so many jokes!

Putting aside chaos surfing, I arrived early at Richard’s, and we played another game of Luthier; this time, I liked it better. I was able to follow the process and got most of the rules right. Sequencing is critical in the game, and I managed to hold that together. Laura had some trouble this time. I understand folks are not using a notepad in the game. I again did not play aggressively enough to score high, only 70 points, but I was only a few points behind Laura. Richard, playing one of his luckiest games, doubled my score!

We talked about politics, investments, and travel for a few hours after the game. An enjoyable evening.

My trip home was punctuated with slow cars and things passing me at 100+ mph, as if they were shot out of cannons behind me (drawing on Charles Stross for those words). I arrived intact and assembled the coffee for Sunday morning. I tried to sleep, but the coffee I had at Richards meant some tossing and turning until about 1. Dreams are forgotten.

Thanks for reading!

Friday Back in Portland

Going backwards, I finished the evening reading more polite British Murders and turned off the light. I have started using eye gel now that my eye doctor has said that, likely, my eyes are not closing completely when I sleep, which explains my dry eyes. I still had some from before the brain surgery. I slept and had dreams.

I had returned to the house via Air VW the Gray from Portland around 7:30 without incident. I was glad I had a cup of tea before I left, as the dark and busy day had left me sleepy. I had ignored the dishes for a few days, and now I put away the clean dishes and unloaded the sink into the dishwasher, but washed the kitchen knives by hand. I assembled the coffee, folded the laundry, and then put it away. It always seems like the world is more right once you get the kitchen and the laundry in order.

I then reviewed the possible Jazz locations for our upcoming trip to New Orleans and points south. I searched the Internet and found some intriguing suggestions and followed them up. I discovered a Mixology Class and booked that. I am creating a list of options and plans. Pastor Ken wants jazz on Saturday night. Working on it.

Going further back in the day, I arrived in Portland after my eye appointment and was too early for Schilling Cider House & Gluten Free Kitchen. I then walked up Division Street from 28th. I enjoyed the sudden parting of the clouds and another wonderful winter/fall day in Portland (winter and fall are about the same here in the Pacific Northwest, with only the temperature of the rain giving a hint at the true season). Kathleen was running late, meaning I could spend more time on my walk. I stopped at Rudy’s and had a haircut.

The most dangerous thing is not the war or uncontrolled crime, but the uneven sidewalks from letting trees grow and push against the cement.

The scariest thing was the bill for the haircut, as I was, please forgive this, at the cutting edge of hair styling, but went with just a scissor cut. No complex spelling names in my hair or multi-level buzz-ing. Just a cleaning up and shortening.

At 4ish, I returned and was not the first customer, and found our usual comfy chairs and got my one cider a week. Kathleen appeared, and we talked and got some food. I went with the pulled pork, but without a bun, paired with za’atar fries. We both got some work done, but we were both tired, and with the sun down early, I felt sleepy. We found a gluten-free bakery, coffee place, and pizza that was quieter. The cider house was filling up and getting loud. I read a few words aloud, between bites of delicious coffee-cake-style muffins, and got some feedback. We then decided to end our Friday early and head to our respective homes.

I moved back further, I finished the blog, and started my day with my laptop and book in the EV. I stopped off for lunch at Happy Panda and enjoyed their mushroom chicken, which seemed extra flavorful today. Perfect. I then discovered my fortune, which suggests I will head to Finland after visiting Iceland this year. At least that is how I interpret this oracle.

I headed southeast on the highways to reach my new eye folks. The traffic was not heavy, surprising for a combination of 26 to 217 to 5, sort of a tour of the worst traffic, but I was headed in the opposite direction of rush hour. I arrived and was soon given a laminated form and a wipeable marker to complete. That is a great idea. No shredding or endless files of paper. All scanned and typed into their systems. However, they do not use MyChart, and I found myself on my phone looking up things in MyChart to enter into this form for YAMS (yet another medical system).

I got to do all the tests, try to look here and there, and be scanned. I met with the eye doctor, and she completed the findings for new glasses, which I requested to have maximum magnification on maximum bifocals. I get a line. I am accustomed to lined glasses, as I use 3x bifocal safety glasses when working on figures, models, or electronics. It helps.

I picked a gold and brown frame and discovered that it was the cheaper one (just luck), and soon I was only out for $160 with insurance. I have the early stages of cataracts, but my blood vessels and other parts of my eyes are healthy. The dry eyes need drops and night gel. Surgery for my eyes is in the future, but not the near future.

For those who wonder, a minor correction for my long-distance vision and a minor adjustment to a stigmatism in my left eye. My near vision is not great, but it is likely due to aging and not caused by anything else. Overall, as I expected. I then enjoyed Highway 5 and then messy bridge traffic, and soon was in SE Portland. All was pretty, and folks were enjoying the day as the rains paused. No signs of war or crime, and definitely no reason for a shoot-to-kill order from President Trump.

I started my day by rising after 7 and discovering that I had forgotten to assemble the coffee. I made the coffee and ignored the dishes. I did put the dirty clothing in for my usual Friday run. As it is just me, doing laundry twice a week with The Machine keeps the load size down and usually gets things done in a few hours. I ignored Monday’s pile of clothing.

I wrote a card for Mom Wild and received it in the mail when it arrived. My 90-day supply of prescriptions. This is likely my last one on this insurance. I have to use ObamaCare next year. An exciting development as I can at least pay for coverage, something that was not possible before (and forgotten by most folks — you had to work for someone full-time to get any coverage before ObamaCare). I spent two years with no health insurance after college; I remember what it was like.

That brings us to the start of the day. And thank you for reading!

 

 

 

Thursday Busy

I rose after 7 with plans for lunch with Scott, a Zoom meeting for my church’s SPRC committee (for those who don’t speak Methodist, the HR and admin committee), and to take Joan S grocery shopping. She was injured and has yet to be cleared to drive. So a busy day.

The coffee had been assembled the night before, and I enjoyed a locally roasted and ground Mexican coffee. I found my mental footing and got it under me, and then I started my mental walk. I updated my Quicken setup with all the transactions downloaded from PayPal, Amex, and Bank of America. I receive updates from most of my accounts at US Bank. The Wealth Management section is problematic, and I only keep track of balances. The same is true of TreasuryDirect.

I generally earn 4% on my money, except in my savings account, which offers a slightly lower rate of 3%. However, I need quick access to that money and accept the somewhat lower rate for that convenience. I originally had a 5% interest rate on my money, but US Bank used a teaser rate on me. I have since moved 1/2 of the cash to other instruments that earn more.

I started on the blog and began the task of reassembling Wednesday in my mind, capturing it in words, and trying to avoid some of the mundane, yet still mundane, can bring pleasure, like a dusted and well-organized bookcase intermixed with curiosities, but not too many. I try to construct my virtual bookcase with a few asides and boilerplates and make the story of Wednesday at least pretty.

I spoke to Deborah here and there throughout my busy Thursday. We are counting down 8 days until I return to her in Michigan. Off to Michigan on the 10th of October, a Friday, arriving at 7 p.m.

I am pleased to finish by 10ish, publish my blog, and move to my list of tasks. I usually keep the list in my head, but lately, it has become quite long, and it is best to keep it written and in my office. Before I can get far, I receive the contract from the builders for my church. I read the contract through. It is boilerplate, primarily, and I send it off to others to review. Later in the evening, I will approve it. Wow, here we go!

I will add a car rental to my trip next week, somewhere on Wednesday. I don’t remember the timing.

I dress and all that, and head to the meeting with Scott at McMenamins Cedar Hills early. Scott arrived a few minutes after me, and we got a booth and spent nearly two hours chatting. We caught up and then covered our trip plans and investments. We talked about diving, and Scott dives. He is meeting his daughters in Key Largo in December to get them certified for deeper diving, as many wrecks and other interesting sites are located at greater depths. I may pop down there the week before Christmas and meet them, as I have never been down there and learned from Scott to fly to Miami and rent a car. I might fit that in just to meet and enjoy the area. To me, Florida is a special kind of crazy brought on by the place’s fauna and flora trying to kill you, and an occasional hurricane, open carry, and well-armed, not the mix I usually want to visit.

I rush back to make the church SPRC meeting, which runs about an hour on Zoom (my laptop at the house). We cover a wide range of topics, including the disruptions that the refresh, now with a schedule and a signed contract, will bring. It was a productive meeting, and there weren’t too many tasks to follow up on.

I contacted Joan S, and she is ready for me to pick her up and get a few grocery items. I offer earlier in the day to find dinner after getting the groceries, and she counters with a Break the Fast dinner with her family and friends, who are not expecting her. There will be plenty, I am told (there was), and I agree and wear a dress shirt and sweater vest instead of my usual T-shirt.

I travel the 20 minutes to Joan S in Air VW, the Gray, and to North Plains, which is further west and less urban than Beaverton and Hillsboro. Joan S slides into the back seat, Biz Class, and we head to Safeway. There, we do the needful and soon return to Joan S’s place and unload the goodies. With a few updates, we head to the party at Linda’s (whom I met for the first time), who loves color, and her house is bright, crazy, and welcoming. I always wanted a home with a spiral staircase. Excellent.

At Safeway, the EV froze. It would not start. I had pulled it on a curve to make it easier for Joan, and it wouldn’t start. It was not a safety lockdown, like what I experienced when the Volvo broke down and refused to unlock the parking brake without an override. I got out of Air VW the Gray, walked around it to check there was nothing too close, got back in, and it was fine. Getting out and in these modern computer-controlled vehicles is the only way to cause a reboot. It was fine. Hmmm. Don’t expect to jump a curve and make a quick getaway with one of these!

I switch to social butterfly mode, shake hands, introduce myself, and am introduced by Joan. I try to remember the names and faces associated with the names Joan S has used over the years. The same was for them. I recall discussing travel and our favorite drinks. Old Fashioned and Gin & Tonic were the most loved. Sazerac was unknown to them, but they may search one out.

Folks came and went from Linda as various services were completed for Yom Kippur. The crowd was a pleasant mix of ages. I got to meet Joan S’s family, including her mother, who was delighted to see Joan, as it was expected that she would miss due to her injury.

(cropped to just Joan S and me)

We had a bit of a car shuffle, and folks complemented the ID.4; it is an excellent EV, I think. I had to back it out, but the back-view camera works well, and it steers well. I soon had Joan S back at her place, with various food from Linda, and I headed home.

The social experience, driving in the dark, and I think the vaccines made me tired. I used Nav and got home without incident or unhappy notes from the local police for my extra-legal speeds. Air VW the Gray loves to go fast.

I soon was in bed reading. I forgot the coffee and slept, putting on my PJs early. I slept and my dreams are faded from my memory. I was probably back to playing board games in my dream world, likely in last place. No reason to remember that!

Thanks for reading.

 

Wednesday No Games

The rains are back; it was dark and gray here in the Greater Portland Area, and I had to use lights in the house. I try to ensure I work in bright white light. It is rain clouds, not smoke from the war, in Portland, which is primarily words. There was, I read, a scuffle on Tuesday night, and a few people were taken in for being overly rude. The troops are inbound but stopped for a few days for additional training, I also read. No tear gas, fires, or arms were used. I was suggesting to my liberal friend that we have a parade for the troops and ask Portlanders to take-a-marine-out, like we do for Fleet Week during the Rose Festival.

I rose after 7 and soon enjoyed Mexican coffee roasted and ground in Hillsboro. I had no plans on Wednesday as Z had soccer. I already have the heat on. Winter is colder this year as the ducks and geese have returned. I understand that they were staying further north as it was warmer the last couple of years, but they are back this year. I suspect that means a cold, wet winter.

I returned to my transactions and updated Quicken with all of that, making a few corrections. I also saw a $31 payment from the Treasury, as my short-term $ 5,000 Treasury Bill rolled over using their automatic process. This is my first time doing this, my first rollover. And while it rolled over to 4%, this has a zero expense, and none of the interest is taxable in Oregon. I have parked $50K in short-term Treasuries. I also parked $10,000 in SGOV shares, which pay about the same and are also Oregon tax-free, but come with a slight expense. It is easier to get in and out of SGOV as it is just shares. A recommendation from Scott.

I started working on the blog and managed to finish it by 10, decorating it with a few pictures. I received a note from the Nixon Library that they are having a sale and discovered that signed copies of Trump Jr.’s books are on giveaway prices, as is William Barr’s book. I could not resist taking a screenshot and sharing it on Facebook.

I wrote a card for Mom Wild using my new Notorious RBG cards and stamps. I did not get it out in time and did not take Air VW the Gray out yesterday. It went in the mailbox for Thursday. I did remember to put out the trash and lawn waste.

As often happens, the days seemed to slip away in little tasks and conversations with people about church matters. I did watch some more of this season’s Wednesday. I have mixed feelings about this one. The plot is good, the special effects are excellent, but the character of Wednesday seems somewhat blunted due to her anger and foot-stomping. Still a fantastic show. I will start the next season of Foundation later this year. I am on season 2; there are three seasons so far.

I ordered the cake for Deborah’s birthday in consultation with her son, Donovan. I have corrected my hotel stay in Detroit to cover all my time there (oops); I leave 10 October for two weekends in Michigan. I called the hotel, and since I used their website (getting a reasonable price), they could update the reservation.

I was also slowed down by my vaccines, as my arm hurt and I experienced a slight feeling of exhaustion and flu-like symptoms. I avoid the fever and chills this time. It is undoubtedly better than my last flu, which went on for three weeks. I have found that as I age, it takes me longer and longer to recover from the flu.

The sun appeared, and the clouds returned to high, clear skies. I took a full walk and reached three thousand steps. Again, good for a day after a vax adventure. I punched my newly purchased wargame, Guns of August (named after the famous book), and read the rules. It is a low-complexity war game that covers only three months of the start of World War I, and I will try to play it against myself to see how it works and check the setup. There are also mini-scenarios in the rules. I have the massively complex and monster games that cover the war, but I never found the will to invest that much in the games. I have also read reviews that say the games fail to reach realism. I have learned that what a game should simulate are the decisions and their results. Many board games do this, but wargames often dive too deep into the details to do this. But that also makes them interesting as you struggle running a couple of hundred counters on a front.

Dinner, spent talking to Deborah as she ends her day, and then with others, consists of more cheese from Market of Choice, crackers, and some battered shrimp from the freezer, processed through the Air Fryer setting on my double oven stove. I do more episodes of Wednesday and then read Elephants Can Remember by Agatha Christie. This one is told from Mrs. Ariadne Oliver’s point of view. Christie said Mrs. Oliver is written with a strong dash of herself. I enjoy seeing the author as a character within the story. I recall the plot from the BBC version, and I appreciate Christie’s concise writing; I will try to remember a few things for my own writing.

I remember to take my pills and read in bed in my PJs. It is 11:45 when I start to nod off. I turn off the light; this is a physical book. I dream.

I recall being asked in my dream to explain the math behind a collectible card game I was learning, which involved a lot of bits and cards. I seemed to have played this before in other dreams, and I discovered that we were being interviewed for some kind of dream broadcasting system. I try to explain the game after the others I played with got all the easy questions about playability and art. While talking, I remembered another game I had played and enjoyed, but I stayed focused on this new card game. I now remember that I have been playing some interesting games in my dreams. I often start in the game where I left off when I dream.

The rest is faded and in shadows. I slept well beyond 6 today.

Thanks for reading.